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What is Life Insurance?
Life insurance is a financial product you purchase in order to protect your family against the financial consequences of your death. Life insurance coverage intends to provide money to replace your wages in the event of your untimely death, and many consumers buy enough coverage to pay for debts like a mortgage or to cover college expenses for their children. While people who purchase life insurance hope they never need it, this kind of coverage is crucial for consumers who want to sleep well at night without worrying about what might happen to their family if they pass away. Life insurance is also an integral part of the average person's comprehensive financial plan, and this is especially true for families who have children to care for.