Employer Group Benefits

Kelmeg & Associates, INC understands how a business providing complete group health insurance and employee benefits protect the welfare of its staff personnel as well as improve overall productivity.

Being a 26 year old with no idea of where to start for health insurance, Kelsey at Kelmeg and Associates helped me out tremendously. She worked with me to help me find the best insurance that would save me the most money overall. Highly recommend Kelmeg and Associates!

Lauren Finamore

Chip, Heidi & Kelsey are the best. We use them for all our company medical benefit needs and they're excellent to deal with. Very responsive, very knowledgeable.

Quin-Lee Ng

Kelsey is amazing! She goes above and beyond to find you the best coverage at an affordable rate. She understands the insurance industry and makes the process of finding health insurance and enjoyable one. I highly recommend her.

Heather Vipond

Highly recommend if you are looking for assistance navigating the vast health insurance landscape! Was able to schedule a call and speak with Chip, who is knowledgeable and a straight shooter!

John Gargaro

I have done business with kelmeg andassociates for a many years now. Everyone there has been extremely helpful and informational, with all my health insurance needs and questions! I recommend them to all me friends and family that needs heath insurance!

Jesse Smith

Kelsey is the best! She is so helpful and responsive. It’s so nice to have someone who knows what’s going on and will do everything to make sure you are taken care of.

Piper Griffeeney

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What Are Group Health Insurance & Employee Benefits?

Group health insurance is one of the most valuable assets a company can offer. It provides financial protection while ensuring employees have access to higher-quality healthcare. By securing group health coverage, companies can provide tailored programs for their staff, including regular physician visits, wellness support, and care for specific illnesses.


When a company invests in group health insurance, employees can access a broad range of benefits at lower costs. The insurance provider covers a portion of healthcare expenses, offering employees much-needed financial relief.


Plans vary in the coverage they offer, such as copays, deductibles, and the types of treatments covered, depending on the specific plan chosen.

How do Group Health Insurance Plans Work?

For example, an employee's plan may include a $20 copay per doctor visit. Other plans require the employee to meet a deductible before costs are covered. Typically, plans with higher monthly premiums have lower deductibles, allowing employees to save on healthcare over time.

Why Choose

Kelmeg & Associates, Inc for Your Employee Benefits? With Kelmeg & Associates, Inc, we provide group health insurance plans that align with your business goals and employee needs. Our services include:

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Expert Assistance

We maintain expertise in the latest health insurance policies, helping you balance comprehensive coverage with affordability.

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Customization of Plan

Along with health insurance, we design benefit packages that attract and retain top talent by including dental, vision, and wellness programs.

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Employee Education

We offer resources and support to help your employees navigate health benefits, making informed decisions about their care, enhancing their satisfaction and productivity.

Investing in a robust group benefits package demonstrates your commitment to the health of your employees and helps you build a motivated, productive, and loyal workforce. For more information on how we can design group health insurance plans to suit your unique business and employee needs, call Kelmeg & Associates, Inc today.