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We provide exceptional health insurance services, including:
Employer Group Benefits
Comprehensive group benefits tailored for businesses of all sizes.


100+ Clients Served
ABOUT US
Kelmeg & Associates, Inc
We are your Local Health Insurance Consultant and Broker for the entire state of Colorado. Right near the subdivisions around Broomfield, Boulder, and Adams County, we provide expert advice on how to navigate the myriad pathways of health care coverage. The price for health insurance plans for Medicare, Connect for Health (individual), and small group is the same whether you use a broker or not in Colorado, by law. In fact, it costs you nothing more to work with a broker because the cost of the plans includes a commission. That means there are no added “expert” fees to help you out, which helps make getting a plan that better fits your life more affordable for you.
2025 Enrollment Periods
Stay informed and ensure your coverage for 2025 by enrolling during the designated periods:
Medicare Enrollment Period: October 15 - December 7, 2024
Make sure to review and select your Medicare plan during this time to secure your healthcare coverage for 2025.
Connect for Health Colorado & Colorado Connect Enrollment Period: November 1, 2024 - January 15, 2025
This is your opportunity to choose or update your health insurance plan through Connect for Health Colorado or Colorado Connect.
Why These Dates Matter
Enrolling within these periods is crucial to ensure uninterrupted coverage and to take advantage of the best plans available to you. Missing these windows could result in limited options or gaps in your coverage.

Have questions or need assistance with the enrollment process?
Our team is here to guide you. Click below to connect with us or to begin your enrollment today.
COLORADO CONNECT
Ensuring Access to Care for All
Colorado Connect is a vital program specifically designed to support the indigent community in Colorado by providing access to essential health services. This program is dedicated to ensuring that individuals and families who are facing financial hardship can still obtain the healthcare they need without the burden of high costs.
What’s Included

Comprehensive Coverage
Get access to essential medical services like primary care, hospital stays, emergency care, and preventive services through Colorado Connect.

Prescription Assistance
Receive prescription medications at reduced or no cost based on your financial situation, ensuring you get the treatments you need

Specialty Care Access
Access to specialty care services, ensuring that individuals with chronic or complex conditions get the tailored care they need.
EXPERT INSIGHT
Health Tips & Expert Insights
Explore our latest expert health tips and wellness articles designed to help you stay informed and make healthier choices for yourself and your family
Get Expert Help with Your Insurance
Please send us a message if you have any questions about your health insurance, connect for health and medicare needs.