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Chip Murphy

Specializes in Employee Benefits & Inidvidual & Family


Kelsey Murphy

Specializes in Medicare & Individual and Family


Heidi Silwamba

Local Health Insurance Brokers for Individual Family and Small Businesses

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Our Partners

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OUR SERVICES

Explore Personalized Insurance Today!

We provide exceptional health insurance services, including:

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Medicare

Expert guidance for the best Medicare coverage

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Individual & Family

Find personalized healthcare options for you and your family.

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Employer Group Benefits

Comprehensive group benefits tailored for businesses of all sizes.

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Supplemental

Enhance your coverage with supplemental insurance plans.

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COVID Coverage

Stay protected with COVID-related healthcare options.

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Life Insurance

Secure your future with customized life insurance plans.

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reviews

100+ Clients Served

ABOUT US

Kelmeg & Associates, Inc

We are your Local Health Insurance Consultant and Broker for the entire state of Colorado. Right near the subdivisions around Broomfield, Boulder, and Adams County, we provide expert advice on how to navigate the myriad pathways of health care coverage. The price for health insurance plans for Medicare, Connect for Health (individual), and small group is the same whether you use a broker or not in Colorado, by law. In fact, it costs you nothing more to work with a broker because the cost of the plans includes a commission. That means there are no added “expert” fees to help you out, which helps make getting a plan that better fits your life more affordable for you.

Call Us

Chip, Heidi & Kelsey are the best. We use them for all our company medical benefit needs and they're excellent to deal with. Very responsive, very knowledgeable.

Quin-Lee Ng

Kelsey is amazing! She goes above and beyond to find you the best coverage at an affordable rate. She understands the insurance industry and makes the process of finding health insurance and enjoyable one. I highly recommend her.

Heather Vipond

Being a 26 year old with no idea of where to start for health insurance, Kelsey at Kelmeg and Associates helped me out tremendously. She worked with me to help me find the best insurance that would save me the most money overall. Highly recommend Kelmeg and Associates!

Lauren Finamore

Highly recommend if you are looking for assistance navigating the vast health insurance landscape! Was able to schedule a call and speak with Chip, who is knowledgeable and a straight shooter!

John Gargaro

I have done business with kelmeg andassociates for a many years now. Everyone there has been extremely helpful and informational, with all my health insurance needs and questions! I recommend them to all me friends and family that needs heath insurance!

Jesse Smith

Kelsey is the best! She is so helpful and responsive. It’s so nice to have someone who knows what’s going on and will do everything to make sure you are taken care of.

Piper Griffeeney

ONLINE APPOINTMENTS

Book Your Consultation Anytime, Anywhere

Connect for Health

Medicare Appointments with Kelsey Murphy

20 mins | Free


Book Your Virtual Appointment With the Kelmeg Team

20 mins | Free


2025 Enrollment Periods

Stay informed and ensure your coverage for 2025 by enrolling during the designated periods:

Medicare Enrollment Period: October 15 - December 7, 2024

Make sure to review and select your Medicare plan during this time to secure your healthcare coverage for 2025.


Connect for Health Colorado & Colorado Connect Enrollment Period: November 1, 2024 - January 15, 2025

This is your opportunity to choose or update your health insurance plan through Connect for Health Colorado or Colorado Connect.

Why These Dates Matter

Enrolling within these periods is crucial to ensure uninterrupted coverage and to take advantage of the best plans available to you. Missing these windows could result in limited options or gaps in your coverage.

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Have questions or need assistance with the enrollment process?

Our team is here to guide you. Click below to connect with us or to begin your enrollment today.

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COLORADO CONNECT

Ensuring Access to Care for All

Colorado Connect is a vital program specifically designed to support the indigent community in Colorado by providing access to essential health services. This program is dedicated to ensuring that individuals and families who are facing financial hardship can still obtain the healthcare they need without the burden of high costs.

What’s Included

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Comprehensive Coverage

Get access to essential medical services like primary care, hospital stays, emergency care, and preventive services through Colorado Connect.

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Prescription Assistance

Receive prescription medications at reduced or no cost based on your financial situation, ensuring you get the treatments you need

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Specialty Care Access

Access to specialty care services, ensuring that individuals with chronic or complex conditions get the tailored care they need.

EXPERT INSIGHT

Health Tips & Expert Insights

Explore our latest expert health tips and wellness articles designed to help you stay informed and make healthier choices for yourself and your family

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April 18, 2024

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May 2, 2024

Continue Reading

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June 6, 2024

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4 ways to incorporate wellness into your workday

June 20, 2024

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July 3, 2024

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July 18, 2024

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August 8, 2024

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Tips to help you stay safe in the summer heat

August 22, 2024

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Do the adults in your household have health care proxies? Here’s why it’s a good idea

April 4, 2024

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Get Expert Help with Your Insurance

Please send us a message if you have any questions about your health insurance, connect for health and medicare needs.

Contact Us
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