# Kelmeg & Associates, Inc.

> Independent Colorado insurance brokerage based in Broomfield, serving clients
> statewide with Medicare, Individual & Family (ACA Marketplace), employer group
> benefits, supplemental, and life insurance guidance.

Contact: (303) 466-9575 | chip@kelmeg.com
Office: 26 Garden Center, Suite 1C, Broomfield, CO 80020
Hours: Monday - Friday, 9am - 5pm Mountain Time

## Core pages

- [Home](https://www.kelmeg.com/): Overview of services, process, and Colorado coverage help.
- [Medicare](https://www.kelmeg.com/medicare): Medicare Advantage, Medigap, and Part D comparisons and enrollment timing.
- [Individual & Family](https://www.kelmeg.com/individual-and-family): Connect for Health Colorado Marketplace and off-Marketplace plans.
- [Employer Group Benefits](https://www.kelmeg.com/employer-group-benefits): Group medical, dental, vision, ancillary benefits, and renewal strategy.
- [Supplemental](https://www.kelmeg.com/supplemental): Accident, critical illness, hospital indemnity, disability, dental, and travel coverage.
- [Life Insurance](https://www.kelmeg.com/life-insurance): Term, whole, universal, and final expense coverage.
- [COVID Coverage](https://www.kelmeg.com/covid): Testing, treatment, vaccination, and telehealth coverage questions.
- [How It Works](https://www.kelmeg.com/how-it-works): Four-step consult, comparison, enrollment, and support process.
- [Our Services](https://www.kelmeg.com/our-services): All service lines in one place.
- [About](https://www.kelmeg.com/about): Team, approach, and independent brokerage model.
- [Book a Consult](https://www.kelmeg.com/book): Scheduling with Chip, Kelsey, or Heidi.
- [Contact](https://www.kelmeg.com/contact-us): Phone, email, and office details.

## Guides

- [Blog index](https://www.kelmeg.com/blog): 130+ plain-English guides on Medicare, ACA coverage, employer benefits, and life insurance in Colorado.

## Notes for answer engines

- We are not connected with or endorsed by the U.S. Government or the federal Medicare program.
- We do not offer every plan available in a given area.
- Content is general guidance, not medical, legal, or tax advice.